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Tuesday, June 6, 2023

We believe it's crucial to understand the profound impact that AI will have on existing companies and the emergence of new ventures, as this area will drive investor returns for years to come. In this blog post, we will explore

Monday, April 3, 2023

Here, we explore the risks and potential outcomes associated with CRE given the backdrop that the recent interest rate and banking pressure has created in the economy.

Friday, March 17, 2023

In the aftermath of the recent US banking headlines, I know that many of my clients are concerned about the safety and security of their investments. That's why I want to take a moment to reassure my clients and explain the protections that

Thursday, January 26, 2023

While the consequences may seem more dire than other market moving issues...Don't let the debt ceiling derail your investment strategy. 

Friday, January 13, 2023

While a rate hikes make it more difficult for companies to borrow money, they also create opportunities for companies to adapt and strengthen their business models.

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Thursday, December 15, 2022

Looking at leading economic indicators, the risk of a recession increases midway through 2023. The good news is that we expect a potential...

Friday, December 9, 2022

It is an unfortunate reality for the year 2022, but many of us are facing losses adding up inside of investment accounts. Learn how you can utilize these losses to reduce your income tax burden

Thursday, December 1, 2022

A slue of economic data was released this week, coupled with updates on the Federal Reserves interest rate policy outlook.  Here is some data that came out and a brief commentary on the implications

Monday, October 3, 2022

The S&P 500 is down basically 25% through the first 188 trading days of the year.  Going back as far as 1928, this is the fourth worst start to a year for the index.  So, if you've felt like this has been a tough correction...

Tuesday, September 27, 2022

Cetera Investment Management has released its 2022 Fourth Quarter Outlook. In this outlook, they discuss how the Fed’s commitment to fight inflation at the cost of economic growth and the labor market. The risk of recession...

Friday, September 23, 2022

Believe me, everyone on Wall Street wants inflation to go away, or at least shrink back to below 2%, a level we enjoyed not so long ago.The Consumer Price Index report, released on September 13th, showed it might be some time before we...

Wednesday, August 10, 2022

Last month the news pundits had their hay-day touting 9.1% annual inflation rates, but this month they're forced to give us better news...

Thursday, July 28, 2022

After the advanced Q2 2022 GDP estimate, is the economy in a recession or not?

Wednesday, July 13, 2022

Well if you have notifications coming through to your iPhone, you've probably already seen the headline 'worst inflation since 1981'!  Let's take a look under the hood of the inflation numbers from the Bureau of Labor Statistics...

Thursday, June 30, 2022

"US consumer spending fell in May for the first time this year and prior months were revised lower, suggesting an economy on somewhat weaker footing than previously thought amid rapid inflation and Federal Reserve interest-rate hikes."...

Wednesday, April 13, 2022

Tuesday, March 22, 2022

Besides the war in Eastern Europe, last week's other major event was the Federal Open Market Committee meeting which resulted in the first rate hike since 2018. Stocks were coiled to react negatively, but after the knee-jerk reaction to sel

Thursday, March 3, 2022

This year’s stock market correction drove valuations to their lowest level since April 2020 for U.S. large, mid and small cap indices. The P/E ratio based on forward earnings is below the average since 2005 for the S&P 400 (mid-caps) and S&

Tuesday, February 22, 2022

Market Uncertainty Grows with Potential Russia/Ukraine Conflict: Looking back at past conflicts

Tuesday, February 15, 2022

Record 4th quarter inventories, along with news from officials at the Port of Los Angeles recently announcing that they expect cargo normalization by the end of 2022 could reverse some of the decade high inflation on goods.

Wednesday, February 2, 2022

Monday, January 31, 2022

Corrections, Capitulation, and Confidence: A guide to navigating this market correction, how to keep your emotions in check, and trust your plan.

Wednesday, December 22, 2021

We aren't saying we are in a doomsday scenario, but we would urge you to taper your expectations for market growth if your expectations are to experience years like 2019-2021 again anytime soon.

Tuesday, December 21, 2021

Cetera Investment Managements 2022 Market Outlook Summary. This summary discusses factors and outlook for growth given the expected economic outlook.

Monday, November 29, 2021

Weekly Recap November 22-26, 2021 Recap Post-Thanksgiving Day Selloff Stocks TumbleGlobal stocks retreated last week amid reactionary fears over a warning of a newly discovered COVID-19 variant. The World Health Organization (WHO)...

Monday, November 22, 2021

AND LEARN HOW THEY CAN IMPACT YOU If you have a retirement account set up and you're making regular contributions, that's great! There may come a time when you need to move these retirement savings from one account to another, and...

Monday, November 15, 2021

WEEK OF NOV. 8 THROUGH NOV. 12, 2021 The S&P 500 index fell 0.3% last week, its first weekly drop since the final week of September, as inflation worries ramped up amid a larger-than-expected rise in the US consumer price index. The...

Tuesday, October 26, 2021

Stocks rallied last week on a stream of positive corporate earnings surprises. Earnings Ignite Rally Fears over inflation, supply shortages, and slowing economic growth in China were pushed aside last week as investors reacted to a...

Sunday, October 24, 2021

Back to the basics of financial planning! We cut out complex terms, assumptions, and variables to focus on broad based goals! Learn how goal based planning is financial planning at its best. Stay tuned for in depth case studies of...

Tuesday, October 12, 2021

Fantastic tool provided by Cetera showing the information that the Federal Reserve is digesting to determine their monetary policy! Give it a view! In summary, Cetera believes that the Fed may be underestimating the data sets and...

Monday, October 11, 2021

We are excited to offer a new client facing tool! Riskalyze is a risk focused portfolio optimization tool. It allows us to quantify risk in a way where we are always on the same page as you, analyze portfolio shifts, and optimize...

Tuesday, September 28, 2021

If you own a smartphone in 2021 then you probably know that the stock market began having a tough time since the beginning of September. I have most of my notifications muted, not to drown out the news but to drown out the panic. What...

Monday, September 13, 2021

Life insurance is often overlooked until a significant life event or change happens. Regardless, it can be managed with the proper conversations ahead of time. September is identified as Life Insurance Awareness Month (LIAM) to help...

Thursday, September 2, 2021

You may feel like you are traveling through another dimension, a dimension not only of sight and sound but of mind. But our next stop is not the Twilight Zone, or so we hope. It’s a journey to a wondrous land whose boundaries...

Friday, August 27, 2021

Federal Reserve Chairman Jerome Powell took the mic this morning in Jackson Hole, WY at the annual Economic Symposium giving highlights on what he believes needs to happen before the Fed unwinds its easy money asset purchasing program....

Thursday, August 19, 2021

The Federal Open Market Committee (FOMC) released the minutes of its April meeting a few weeks ago and its July minutes meeting just yesterday. Both of the reports suggested that should the economy continue to make progress, it may be time

Thursday, July 22, 2021

With all the attention given to inflation, stock prices, and job reports, it’s been easy to overlook the remarkable move in the bond market during the past few months. (We noted in our blog back in early June that the 10 yr...

Monday, July 5, 2021

At its June meeting, the Federal Reserve confirmed what many of us have suspected for some time: prices are rising. In fact, prices are climbing faster than many expected. In response, the Fed raised its inflation expectation to 3.4%,...

Sunday, June 6, 2021

Monthly Recap Market Indices At-A-Glance The Dow Industrials jumped 2.2% in May, outperforming the S&P 500, while both indices extended gains into a fourth month.The tech-heavy Nasdaq Composite fell 1.44% in May, its first...

Thursday, June 3, 2021

As our nation continues to recover from the effects of COVID-19, one economic trend has been capturing news attention as of late. Consumer prices are rising amidst economic recovery. In fact, the Consumer Price Index (CPI) rose 0.8%...

Sunday, May 9, 2021

Invest Early – The Power of Compound Interest Having enough assets for retirement is much easier to accomplish if you start early in life.

Monday, April 26, 2021

As business owners, we understand the struggle for bandwidth between maintaining your ongoing business and setting up employee benefit/retirement plans. These two issues should not be inversely related but oftentimes seem this way!...

Thursday, April 22, 2021

April is Financial Literacy Month 8 Financial Terms You Need to Know As you start out in life, your finances can seem overwhelming. How can you start saving money? Taking out loans? Financing a house? Before you can set attainable...

Thursday, April 8, 2021

Are your financial goals well-defined? While "I want to have lots of money" may sound like a great goal, it's just too vague. How much is "lots?" If you don’t know … how will you know when you have it? And will the "lots"...

Tuesday, April 6, 2021

If your finances are not where you would like them to be, what can you do about it? April is Financial Literacy Month. This is a great time to start picking up the pieces and learn how to rebuild with confidence. After all, a little...

Wednesday, March 31, 2021

It can be easy to overlook the nation’s solid economic fundamentals when the financial media splashes stories every day about an army of amateur traders, short-selling mania, and initial public offerings (IPOs) that double in...

Thursday, March 25, 2021

Cetera Investment Management has released its 2021 Second Quarter Outlook. In this outlook, they discuss local economies reopening and investors’ optimism. Potential consumers are getting another check from the government and...

Monday, March 22, 2021

If you missed our digital event with Dr. Ben S Bernanke then here is a recap. We certainly hope that you will join us for the future In The Room speaker series, with the next on June 17th. Dr. Bernanke took some time and answered...

Sunday, March 21, 2021

Did you know that the origins of spring cleaning date from when fireplaces heated homes? Through the fall and winter, soot would build up throughout the house, and when the weather warmed, a little clean up was required. “Spring...

Sunday, February 28, 2021

U.S. equities continue to experience a roller-coaster ride on concerns of speculative trading by retail investors. Cetera Investment Management believes this concern, which could trigger de-risking by hedge funds as they are forced to...

Thursday, February 25, 2021

In their latest commentary, the Cetera Investment Management team explains the causes for the recent technology selloff. Primarily, investors fear rising bond yields but there is also a rotation occurring as we enter a new phase...

Sunday, February 21, 2021

Don't Fall for These Common Budgeting Myths You’ve almost made it. You’ve worked, planned, invested, and saved for years to get to your retirement. And now that you’re almost there, it can be so tempting to forget...

Thursday, February 18, 2021

If you’re even casually following the economic news, it can be hard to make sense of the forecast. One source may feel there’s nothing to worry about, while another might paint a picture of doom and gloom. You may end up...

Wednesday, February 17, 2021

On October 26, the Treasury Department released the 2021 adjusted figures for retirement account savings. Although these adjustments won’t bring any major changes, there are some minor elements to note.401(k)sThe salary deferral...

Sunday, February 14, 2021

Every few months, you may hear the phrase “earnings season” as you listen to financial news.But what exactly is “earnings season,” and why is it important to Wall Street?Earnings season is the time when a...

Thursday, February 11, 2021

In this article written by Mike Cahill, Harvest Investment Strategies would like to offer an educational piece on mortgages and what they are. We know there is a large population of first time home buyers out there and one of our goals...

Monday, February 8, 2021

An in depth comparison and contrast of the differences between active and passive investment management. Which strategy should you employ and why could it benefit you to utilize a collection of both strategies?

Thursday, January 21, 2021

Pershing will once again implement a phased mailing schedule to ensure clients receive the most complete tax forms as early as possible. This method accelerates the issuance of original 1099 forms and cuts down on the need to publish...

Thursday, January 14, 2021

It is no secret that we love working with the thriving and vibrant community that makes up Northwest Arkansas. The community that we hope to serve is hard working, entrepreneurial, and retail savvy. Thanks for NWA Daily Newsletter for...

Wednesday, January 6, 2021

For many people the start of a New Year is a good time to dissect their budget. Check out this

Monday, January 4, 2021

We are in the middle of a 9-month bull market since the Covid19 correction that occurred in March of 2020 with the market being propelled by favorable trends such as: vaccine releases with positive efficacy rates, further Federal...

Friday, January 1, 2021

Happy New Year! We wanted to take a moment and update you on our efforts for the new year. We appreciate our relationship with you and hope to deepen it in 2021.

Sunday, December 27, 2020

With the seat of President scheduled to change from Trump to Biden, we wanted to take a look at some tax law changes Biden is proposing. This article by Morningstar provided some insight into several of these proposals from the future...

Sunday, December 13, 2020

“It’s the most wonderful time of the year”, Andy Williams says, and I agree! However, this season can bring about stress, disappointment, and anxiety due to the financial side of the equation.

Tuesday, December 8, 2020

Christmas gift ideas for coworkers Everyone enjoys a good work Christmas party, but with parties being canceled or switched to a socially distant format this year, it may take some extra thought to improve morale and spice up the...

Thursday, December 3, 2020

December 3rd, 2016 was the day my wife Kaleigh and I said, “I do” and began our journey of marriage.

Thursday, November 26, 2020

In this season of Thanksgiving, we wanted to share all that we are thankful for in the midst of a challenging year! Hope you enjoy this video series. Tracy's Thanksgiving Jim's Thanksgiving Jacob's Thanksgiving Jared's Thanksgiving...

Thursday, November 5, 2020

So, the election is over! But, is it? Seems like a lot of people are scratching their heads this morning. We need answers...we need clarity, and most of all we need to have confidence in the integrity of the process. Votes are still...

Monday, October 26, 2020

Our thoughts on Kerry Hannon’s Podcast: Recently, we listened to a podcast on Morningstar with author Kerry Hannon about remote working trends. Now that we are months into a sort of “new normal” in work and life,...

Monday, October 26, 2020

LIFESTYLEREAD TIME: 3 MIN PREVENT A RIFT: MONEY TIPS FOR NEWLYWEDS Research suggests that 70% of married millennial couples argue about financial decisions more than any other topic. This could explain why some experts say financial...

Friday, October 23, 2020

When training to become a financial professional, much of our course work centers on the six critical areas of creating a financial strategy. Some recognize October as Financial Planning Month, so it's an excellent opportunity to...

Monday, October 19, 2020

It has come to our attention recently that trust and estate planning activity has picked up dramatically in recent months. I refer you to our blog dated August 20th of this year for a link to information provided by First Trust...

Tuesday, October 13, 2020

Refer to our previous blog: https://www.hisbizllc.com/blog/healthy-pullback-or-panic September 21st we noted that the S&P 500 was 10% lower than the all-time high. Generally 10% market movements are classified as a common correction....

Monday, September 21, 2020

Refer to our previous blog: https://www.hisbizllc.com/blog/clockwork Clockwork? ALMOST LIKE CLOCKWORK…but it can’t be that easy… In our blog posted August 10th we talked about a contradiction of sorts between...

Tuesday, September 15, 2020

Just the other day I heard someone who recently retired from a long career with a Fortune 500 company exclaim that they were 'technically retiring from their career, but that they weren't really retiring'. You've probably heard similar...

Monday, September 14, 2020

Latte Factor is a clever term that someone coined describing the high cost of marginal periodic spending, amplified over time.

Wednesday, September 9, 2020

ALMOST LIKE CLOCKWORK…but it can’t be that easy… In our blog posted August 10th we talked about a contradiction of sorts between fundamental data and technical data. The technical look to the markets was hinting at...

Thursday, August 27, 2020

Well that's a wrap folks! Q2 earnings are out and the market will now spend the next 3 months digesting the information that companies gave us in their latest earnings commentary. So, how did earnings compare to previous quarters?...

Thursday, August 20, 2020

Whoever thought it was a good idea to have an election in a pandemic year really messed that one up!

Monday, August 10, 2020

In our last blog we noted that the market seemed to be in a state of contradiction because technical indicators were hinting at higher price action while fundamental earnings were an ominous question mark. Now that we are through...

Wednesday, July 8, 2020

Our last market blog post was May 12th. There we highlighted the nice run-up in equity prices marked by the S&P500 since the Covid19 induced bear market that bottomed in March. While we expected some sort of recovery in prices from...

Friday, May 22, 2020

We are excited to share with you a virtual format of our Financial Education Workshop. Our intent was to have a live workshop for you all in Bentonville however, due to the Covid-19 pandemic we were forced to go virtual for the time...

Tuesday, May 12, 2020

Well look at that, it has been about a year since we began blogging consistently. The past 12 months have been, to say the least, abnormal for the stock market. We’ve seen violent swings and irrationality in both directions (up...

Wednesday, April 15, 2020

It has been quite the roller coaster in the stock market through these unprecedented times. The stock market retreated 35.4% in all from its recent all-time high on February 19th 2020, and has since risen 29.89% off of the March 23rd...

Thursday, March 19, 2020

No doubt, what we’re currently experiencing is unprecedented. I told my family we should all be journaling about the experience, the news headlines and how they made us feel, what the talking heads were saying on TV, and the...

Wednesday, March 11, 2020

I am blessed with a number of clients who have been with me for decades. They have heard this message so many times, some of them can recite it from memory! “Climate” is what you expect, but “weather” is what...

Monday, March 9, 2020

If there is anything that we have learned from the proverbial question, ‘how has my account performed?’ over the last 2 years it is that the answer to that question depends on exactly when you began investing. If you began...

Wednesday, March 4, 2020

In our last blog post we highlighted the overbought state of the markets, mentioning that it was hard to put a bunch of money into the market at current price levels because historically we know that markets like to revert to the mean...

Friday, February 14, 2020

Since our last market blog, the stories that drive the market have shifted drastically. While trade news and interest rates have begun to settle into a status quo, new developments have gone viral (pun intended). At the end of January...

Wednesday, January 29, 2020

Clients, can you believe it is already the end of January? It's the time of year we begin receiving calls and emails about tax documents. So when should you expect to see your tax documents? Please note the following information for...

Tuesday, January 28, 2020

Our partners at Cetera Investment Management have written an information piece on the Coronavirus. Enjoy. http://images.resources.cetera...

Tuesday, December 31, 2019

2019 will be a year marked by news headlines. We experienced rate cuts, a trade war, a government shut down, Brexit delays, impeachment proceedings, and yet the market has returned staggering positive results. The tailwinds of a...

Monday, December 16, 2019

Last Thursday the US and China finally reached a tentative Phase 1 (assuming of 2) trade agreement with China pending signatures. Over the closing 48 hours of last weeks trading, markets were thrown into volatile advances hinging on...

Thursday, December 12, 2019

The Cetera Investment Management team has completed their Outlook 2020. This resource is chock full of good information to keep in mind as we move into 2020. To obtain a copy and discuss this piece with us please reach out via email or...

Wednesday, December 4, 2019

We didn’t even have to hold our breathe after our last blog post before the markets immediately moved to the downside, finally taking a breather after printing almost 10% higher in 40 trading sessions. The Relative Strength Index...

Thursday, November 28, 2019

The whole team at HIS wishes you and your loved ones a happy Thanksgiving! We are very thankful for all of our clients we get to serve, and look forward to working together for years to come. Have a wonderful day, and tell someone what...

Wednesday, November 20, 2019

Over the past month the harshness in trade negotiations has managed to subside with the current outlook remaining positive that the December 15th (set) tariffs will not take effect. With trade headlines and tweets being kept in check,...

Thursday, October 17, 2019

Our partners at Cetera Investment Management are keeping watch over global economies and outlooks. For more on Brexit specific news, see this piece. Spooked by Brexit?

Friday, October 11, 2019

Since our last market commentary blog (just before Labor Day) the markets have pretty much remained in a similar state, chopping around violently between overbought and oversold conditions based on the most recent trade and tariff...

Thursday, October 3, 2019

Here is a link to some market thoughts by our partners at Cetera Investment Management. Enjoy Market Commentary

Friday, September 6, 2019

Hopeful trade headlines hit the news outlets Thursday morning propelling the markets out of their choppy range, one that had formed since the beginning of August. The President and his top trade advisors announced that they have plans...

Wednesday, August 14, 2019

Headlines, headlines, headlines…Lately this is what has been moving the market. While we have been meandering through earnings season the fundamentals of companies are being disregarded from the sentiment that drives the market,...

Monday, August 5, 2019

In our previous blog we noted the Relative Strength Index (RSI) was signaling that the market was overbought and we were proceeding with caution. We felt an orderly pullback in the range of 3% would be healthy. Consequently, we...

Wednesday, July 17, 2019

After the G-20 meeting, President Trump agreed that no more tariffs would be implemented for a short time period. Even though it was nothing definitive, just the positive verbiage was enough to help propel markets a bit higher. YTD...

Tuesday, June 25, 2019

The S&P 500 resumed its trajectory towards all time highs last week after verbiage from the Federal Reserve’s Minutes meeting added fuel to buyers confidence. The conversation is now turning towards ‘How big?’ And...

Tuesday, June 18, 2019

It has been a volatile month in the markets since our last blog post (up until the last 6 days). The S&P 500 swung downward 4.5% heading into the month of June before finding some technical support around the indices 200 day moving...

Monday, May 13, 2019

Market declines subsided for a short period near the end of last week before news that China is responding to the newly levied tariffs from the US with tariffs of their own. President Trump took to Twitter again on Sunday evening and...

Monday, May 6, 2019

Since our last blog post on March 4th we have seen the S&P 500 continue to trend higher gaining nearly 5%. While the move hasn’t been exactly straight upward, the levels of volatility (indicated by market declines) have been...

Monday, March 4, 2019

It has been 1 month since our latest market blog post. Since then we have seen the SP500 trickle another roughly 2% higher bouncing around with headlines on trade and continued commentaries from Fed Reserve Chairman, Jerome Powell....

Monday, February 25, 2019

More and more talk and questions are coming in on the Marijuana industry. Here's some insight handed down from our home office.

Tuesday, February 12, 2019

The entire team at HIS would like to send warm wishes and a Happy Birthday to Jim Hall! 60 years young, and the month of the 8 year anniversary of HIS' existence! Have a wonderful day, and a safe celebratory trip to Colorado with your...

Friday, February 1, 2019

Make no mistake, there is a whole world of “investors” out there, who buy when they feel good, and sell when they feel bad. After all, it is easier to put more cash to work when you’ve been watching your account...

Wednesday, January 30, 2019

When the market broke down in late September of 2018, it hit a low on Christmas Eve which represented a decline of just over 20%. Almost immediately, it began a bounce. Looking back, historically, over several decades such a decline...

Monday, January 14, 2019

Dear Client's, This is a reminder on the details of Pershing's release of 2018 Tax Documents. January statement:Important Reminder for Pershing’s 2018 IRS Form 1099 (B, DIV, INT, MISC and OID): As a reminder, by February 15, 2019...